Senthil Kumar R is a seasoned banking professional with over 25 years of experience, including a long-standing leadership tenure at ICICI Bank. His areas of expertise include retail banking, rural and inclusive finance, MSME lending, asset and liability management, and branch operations. He has led large teams across multiple regions in South India and has successfully driven operational excellence and business growth. He holds an MBA in Finance and Marketing from Annamalai University and completed the Management Development Program at IIM Lucknow. He is known for building high-performing teams, driving sustainable growth, and delivering consistent profitability across diverse markets.