Who We Are
Professional Loan Overview
Doctor
A Doctor Loan is a unique proposition to assist the financial needs of a working doctor. Apply now to get best in class loans for doctors, without any hassle.
Charted Accountant
‘Business Loan for Chartered Accountant’, this is a loan for consultants and practicing Chartered Accountant working in a government / private organization. If you’re looking to expand your scale of operations, this Chartered Accountant Loan by Nitstone Finserv is something that ties together multiple benefits along with quick approvals and a low rate of interest.
Engineer
A Engineer loan is a unique proposition giving by Nitstone Finserv. We will assist your financial needs for your profession.
Architect
An Architect takes care of our desire, the same way Nitstone Finserv takes care your professional needs.
Benefits & Features
Tenure options
Choose from flexible repayment tenors – ranging from 12 months to 60 months.
Preapproved offers
Existing customers receive exclusive pre-approved loan offers from time to time. Avail of these offers at attractive rate of interest.
Instant online Approval
Get instant approval in 5 minutes and disbursal in your bank within 72 hours, through our online facility. All you need to do is fill an online form and check your eligibility online. Once approved, a Nitstone Finserv representative will get in touch with you and collect the documents required for Personal Loan.
No guarantors. No collateral
No guarantors or collateral is required to avail Professional Loans
Eligibility & Documents
Eligibility
- Post Graduate- Minimum 5 years of post-qualification experience.
- Graduate- Minimum 8 years of post-qualification experience.
- Own house/ Own office.
Documents required
- 3 Months - latest salary credit bank statements
- Education Qualification Certificates
- Identity Proof
- Address Proof
- Own Property Proof (Either office/Residence)
Ready to Apply
Apply NowHow to Apply
Step 1
Click on Apply to go to our online form. Fill in detail and submit the form.
Step 2
Get an instant approval. Select your required loan amount and tenure.
Step 3
Our representative will get in touch to collect your documents.
Step 4
Amount will be credited to your account.
Fees & Charges
Fees & Charges
With a loan tenor of up to 60 months and low rate of interest in India, the minimal fees and charges applicable are:
| Types of fees | Charges applicable |
|---|---|
| Processing fees | 1-2% of the loan amount will be deducted at the time of disbursal of the approved loan amount. |
| Secure fee | A convenience fee of Rs.1,999/- is applicable for online professional loans |
| EMI bounce charges | Rs.1,000/- will be charged in the subsequent month for every bounce |
| Foreclosure charges | 1% plus applicable taxes on principal outstanding |
| Part prepayment charges | 1% plus applicable taxes on principal outstanding |