Subramanian P R is a seasoned banking and risk management professional with over three decades of experience spanning credit, operations, internal audit, and operational risk across leading banks in India and the Gulf region. He has also undertaken audit assignments in London, UK, adding to his extensive international exposure.

He has held senior leadership positions at the National Bank of Oman, serving as Head of Policies & Procedures in Muscat and Head of Operational Risk in Dubai. He has also held key managerial roles in Operational Risk at RAK Bank and Commercial Bank International in Dubai, in Internal Audit at ICICI Bank, and in Credit at UCO Bank in India.

He holds a Master’s degree from Madras University, and is an Associate Cost and Management Accountant (ACMA), a Certified Management Accountant (CMA, USA), and a Certified Associate of the Indian Institute of Bankers (CAIIB). With a strong academic foundation and decades of hands-on expertise, he has successfully built and strengthened risk management frameworks, driving operational resilience and sustainable growth in dynamic, highly regulated financial environments.